Calculator inputs are processed locally.

The current calculator performs payment calculations in the browser. We do not ask for or intentionally store your name, email address, phone number, tax identifier, bank information, credit information, or underwriting documents through the calculator.

If you choose “Copy scenario link,” the link includes the equipment price, cash or trade equity, estimated tax, illustrative rate, term, and any selected equipment criteria. It does not include identity, contact, credit, or document data. Because those assumptions become part of the URL, they may appear in browser history and routine infrastructure logs. Share a scenario only if you are comfortable including those non-sensitive values.

Partner checks use transaction criteria.

If partner matching is available, the site compares the state, modeled amount, equipment type, equipment condition, and selected term with approved program criteria delivered to the page. The current site does not submit those values to a financing provider until you choose to follow a link to that provider’s site.

Infrastructure can produce routine logs.

Like most websites, the hosting and security infrastructure may process IP address, request time, requested URL, browser information, and diagnostic data to deliver and protect the service. Retention and access should be limited to operational and security needs according to the production hosting configuration.

Provider sites have their own privacy practices.

A financing provider’s application opens on that provider’s domain. Its privacy notice and terms govern information submitted there. Confirm the destination before entering financial or identity information.

Anonymous aggregate page views

The production release uses Vercel Web Analytics to measure aggregate page views without advertising cookies. Before a page view is transmitted, this site removes the URL query string and fragment. That prevents the price, equity, tax, rate, term, equipment details, and state contained in a shared calculator link from entering product analytics.

Vercel reports page-view data in anonymous aggregate form and may derive coarse location, device, operating-system, browser, and referrer categories. We do not attach names, contact details, account identifiers, calculator values, or underwriting data. This release does not use advertising trackers, cross-site behavioral profiling, session replay, or custom-event properties.

The calculator includes a link to a partner-pathway status page. A visit to that page is counted as an ordinary aggregate page view and may be used as a coarse signal that visitors want a provider-hosted next step. It does not start an application, establish eligibility, or transmit calculator assumptions to a financing provider.

Your choices

You can use the calculator without creating an account. You can also avoid leaving this site for a provider application. For product boundaries, see about our role.